Loading…
Calculate your PCI DSS compliance costs based on your SAQ type, transaction volume, and cardholder data environment.
This impacts staffing, tooling, and audit scope costs.
For Level 4 merchants (under 20K transactions) using SAQ A with tokenized payments, PCI DSS compliance can cost as little as $12K-$29K in the first year. Merchants storing card data or requiring SAQ D should budget $57K-$148K.
Level 1 merchants (over 6M transactions annually) are required to have a Qualified Security Assessor (QSA) conduct an on-site audit and produce a Report on Compliance (ROC). Levels 2-4 can typically self-assess using the appropriate SAQ.
Annual PCI DSS costs include quarterly ASV external vulnerability scans, annual penetration testing, annual SAQ or ROC revalidation, and continuous monitoring. Budget $18K-$45K per year for ongoing compliance.