
Every e-commerce business that accepts credit card payments must comply with PCI DSS. Whether you process payments directly or use a third-party processor, understanding your PCI obligations protects your customers and your business from costly breaches.
Identifying every system, network, and process that touches cardholder data in an e-commerce environment, including shopping carts, databases, and logs.
Managing PCI scope when using multiple payment gateways, fraud detection services, and checkout solutions.
Protecting the web application from attacks like XSS, SQL injection, and skimming that target payment pages.
Maintaining PCI controls during peak seasons when temporary staff and infrastructure changes are common.
Lack of content security policies, subresource integrity checks, and monitoring for unauthorized scripts on checkout pages.
Collecting logs without actively monitoring them for suspicious activity or maintaining them for the required 12-month retention period.
Missing quarterly external ASV scans or internal vulnerability scans required by PCI DSS.
Including preparation, tooling, and assessment fees
Depending on current maturity and scope
E-commerce PCI costs depend heavily on your integration model. Using a hosted checkout (like Stripe Checkout) dramatically reduces scope and cost. Processing payments directly through your own infrastructure significantly increases scope, cost, and complexity. Most small e-commerce businesses can achieve compliance for $20K-$50K with a hosted payment model.

Illumen specializes in helping e-commerce businesses companies achieve PCI DSS compliance — from initial assessment through certification.
Know exactly where you stand against requirements
A clear, prioritized path to certification
Hands-on support from seasoned compliance advisors
Common questions about PCI DSS compliance in the e-commerce businesses industry.